Prudential Singapore introduces multi-generational defense strategy to assist caretakers handle households’ health care requirements

• Defense for aging moms and dads as much as age 100 versus conditions such as dementia, with optimum entry age at 80 * and no medical underwriting needed
• Life time defense for the kid, covering death, terminal disease, overall and long-term impairment, with optional crisis care add-ons

SINGAPORE– Media OutReach Newswire — 8 October 2026– Prudential Singapore(“Prudential” )has actually released PRUActive Family Care(PAFC)a whole-of-life security strategy created for Singaporeans looking after several generations. The strategy allows caretakers to supply defense for both their kid and aging moms and dads under a single policy.

PAFC offers life time security for the caretaker’s kid, as the life ensured, covering death, terminal health problem, overall and long-term impairment(TPD). It likewise provides crucial health problem add-ons that cover 182 conditions consisting of juvenile conditions and mental disorder.

The strategy likewise consists of Moms and dad Guard Advantage that supplies security for the caretaker’s aging moms and dads as much as age 100, without the requirement for medical underwriting. It uses monetary and earnings assistance when a moms and dad is identified with defined age-related conditions, consisting of Alzheimer’s illness, Dementia, Parkinson’s illness and Progressive Supranuclear Palsy.

Typically, older grownups might discover it challenging to get insurance protection due to health-related underwriting requirements. By consisting of security for moms and dads under the caretaker’s policy, PAFC assists households attend to the defense space.

The launch of PAFC comes as Singapore has actually ended up being a super-aged society as the percentage of residents aged 65 and above was at 21.4 percent in 2026, a boost from 13.7 percent in 2016. By 2035, more than one in 4 residents is anticipated to be aged 65 and above¹There will be an increasing number of individuals taking on caregiving obligations.

Mr Manu Tandon, Chief Health & Protection Officer of Prudential Singapore, stated: “As Singapore’s population ages and households lessen, lots of caretakers in the”sandwiched generation “are looking after their aging moms and dads while raising their children. These caretakers can deal with substantial monetary and psychological tension as they require to money their kids’s education, satisfy their moms and dads’ health care requires– especially when continuous care is needed– and conserve for their own retirement.”

Prudential’s current research study² Highlights the monetary obstacles lots of caretakers deal with. Almost 3 in 4 Singaporeans (72 percent)pointed out financial backing as the most essential type of help for caretakers, yet just 13 percent thought their home would have sufficient cost savings if a caretaker needed to quit working to offer care.

Included Mr Tandon: “PRUActive Family Care assists households get ready for increasing caregiving needs with defense for both moms and dads and kid under one strategy, while protecting the caretaker’s monetary future. Notably, the Parent Guard Benefit extends security to the caretaker’s aging moms and dads without underwriting needed, who might otherwise discover it hard to acquire protection.”

Supporting the Needs of the Multigenerational Families by Protecting Ageing Parents

Showing the varied requirements of caretakers, PRUActive Family Care deals versatility for people with or without kids. It permits the caretaker (the policyowner)or their kid to be the life guaranteed, with the choice to boost the life guaranteed’s protection by as much as 5 times through the Multiplier Benefit. In addition, the Parent Guard Benefit supplies protection for both moms and dads of the caretaker.

The Moms and dad Guard Advantage uses the following monetary and earnings assistance³:

• Medical diagnosis Support: 20 percent amount ensured(SA )upon moms and dad’s medical diagnosis of covered conditions(Alzheimer’s illness, Dementia, Parkinson’s illness and Progressive Supranuclear Palsy)
• Earnings Support: Up to 5 years upon moms and dad going through the very first treatment due to the medical diagnosis of the covered condition
• Unintentional Fracture Hospital Income: Upon moms and dad’s hospitalisation due to an Accidental Bone Fracture, an everyday earnings of $150 will be spent for approximately 10 days. This is a fringe benefit that does not minimize the Parent Guard Sum Assured (SA).
• Household Support: Up to 8 percent of SA upon moms and dad’s death

As much as 2 moms and dads can be consisted of in the strategy, with entry as much as age 80 * and protection to age 100. Advantages are payable for qualified medical diagnoses in any of 13 identified nations **.

Supporting Recovery and Rehabilitation

Beyond monetary security, PAFC is a holistic strategy that supplies value-added service to support healing long after treatment or hospitalisation. The caretaker (insurance policy holder ), his/her kid and moms and dads, can tap on the healing and rehab services consisting of physiotherapy, chiropractic care, osteopathy and conventional Chinese medication, and home care and medical services.

For more details on PRUActive Family Careconsisting of complete item terms, eligibility requirements and exemptions, please check out https://www.prudential.com.sg/pruactive-family-care

Extra notes:

• With aging, the threat of establishing health conditions boosts. In Singapore, an approximated 72,000 individuals were dealing with dementia in 2023, and the Ministry of Health jobs this figure might increase to 135,000 by 2030(Source: Ministry of Health Parliamentary QA, 4 November 2025
• This defense is particularly appropriate as about 90 to 100 brand-new cases of youth cancer are identified each year in Singapore amongst kids under the age of 15 (Source: Singhealth site, 5 October 2026
• 1 in 3 teenagers aged 10– 18 experience signs of stress and anxiety, anxiety and solitude(Source: Youth Epidemiology and Resilience( YEAR)Study, National University of Singapore, 2024

* Based upon age next birthday (ANB)

** Diagnosis should be offered by an authorized physician in among the following: Singapore, Australia, Brunei Darussalam, Canada, China (restricted to class 3 medical facilities in designated cities), Hong Kong, Macau, Malaysia, New Zealand, Taiwan, United Arab Emirates(Abu Dhabi and Dubai), United Kingdom, United States

Hashtag: #Prudential

https://www.prudential.com.sg/
https://sg.linkedin.com/company/prudential-assurance-company-singapore
https://www.facebook.com/PrudentialSingapore/
https://www.instagram.com/prudentialsingapore/?hl=en

The company is entirely accountable for the material of this statement.

About Prudential Assurance Company Singapore( Pte)Ltd( Prudential Singapore)

Prudential Assurance Company Singapore(Pte)Ltd is among the leading life and medical insurance business in Singapore, serving the monetary and security requirements of the nation’s people for 95 years. As at 31 December 2025, it has S$ 66.3 billion funds under management. The business has an AA Financial Strength Rating from leading credit ranking firm Standard & Poor’s and provides a suite of well-rounded item offerings in Protection, Savings and Investment through numerous circulation channels consisting of a network of 5,400 monetary agents.